Personal Data Protection Act 2010 (Act 709)
Imposed on November 2010, Act 709 protects personal data from being exploited by data users. This act prohibits the collection and processing of personal data through commercial transaction by any electronic machine and sharing it with third party without the data subject consent. The act required the data user to protect any personal data in their possession from being breached and misuse. More info about Act 709 here.
'Sabah Pay' Terms and Conditions of use
These Terms of Use (“Terms”) govern your access to and use of services and transactions in the ‘Sabah Pay’ mobile application (“App”) and/or the website located at www.sabahpay.gov.my (" Portal") (hereinafter, collectively referred to as (“Digital Products”). ‘Sabah Pay’ digital products are sanctioned by the State Government of Sabah and powered by Sabah Credit Corporation (“SCC”). In these Terms, the words "we", "our" and "us" refer to SCC.
By registering, accessing and using any part of Digital Products, you agree and accept to be bound by these Terms and any amendments made thereto from time to time. The Terms form a binding agreement between you and us, and govern your use of our Digital Products and the services offered therein. If you do not agree to be bound by these Terms, please do not use our Digital Products and exit; continue only if you accept these Terms.
Agreement Modification
‘Sabah Pay’ maintains the right to modify these Terms and Conditions of Use and may do so by posting notice of such modifications on this page. Any modification is effective immediately upon posting, unless otherwise stated. Your continued use of the Digital Products following the posting of any modification signifies your acceptance of such modification. You should periodically visit this page to review the current Terms and Conditions of Use.
Conduct
You agree to access and use the Digital Products only for lawful purposes. You are solely responsible for the knowledge of and adherence to any and all laws, statutes, rules and regulations pertaining to your use of the Digital Products. By accessing the Digital Products, you agree that you will not:
Registration
Certain portions of the Digital Products are limited to registered users and/or allow a user to request support or services online by entering personal information. You agree that any information provided to us in these areas will be complete and accurate, and that you will not adopt a user name that ‘Sabah Pay’, in its sole discretion, deems offensive.
Termination of Use
‘Sabah Pay’ may, in its sole discretion, terminate or suspend your access to and use of this Digital Products without notice and for any reason, including for violation of these Terms and Conditions of Use or for other conduct which ‘Sabah Pay’, in its sole discretion, believes is unlawful or harmful to others. In the event of termination, you will no longer be authorized to access the Digital Products, and ‘Sabah Pay’ will use any means possible to enforce this termination.
Other App Links
Some links on the Digital Products lead to apps that are not operated by ‘Sabah Pay’. ‘Sabah Pay’ does not control these apps nor do we review or control their content. ‘Sabah Pay’ provides these links to users for convenience. These links are not an endorsement of products, services, or information, and do not imply an association between ‘Sabah Pay’ and the operators of the linked apps. When you select a link to an outside app, you are subject to the terms and conditions of the owner/ sponsors of that outside app.
Intelectual Property Rights
The contents of our Digital Products including but not limited to its source codes, pages, documents, editorial content, online graphics, user interface, and audio and video clips are owned by or licensed to us, and are protected by applicable intellectual property and other laws including but not limited to copyright and trademark. Except as expressly provided in these Terms, you shall not modify, reproduce, republish, upload, post, transmit or otherwise distributed in any form or by any means, the contents of our Digital Products without our prior written permission. Any unauthorised modification, reproduction, publication, uploading, posting, transmission or distribution of the contents of our Digital Products is strictly prohibited and may constitute an infringement of our intellectual property rights.
Privacy Policy
Please refer to the Privacy Statement.
Content
‘Sabah Pay’ reserves the right to monitor any content that you provide, but shall not be obligated to do so. We reserve the right (but assume no obligation) to delete, move, or edit any postings that violate these terms and conditions. You agree to abide by all copyright notices posted on the Digital Products.
Indemnity
You agree to defend, indemnify, and hold harmless ‘Sabah Pay’ and all of its employees and agents from any all liabilities incurred in connection with any claim arising from any breach by you of these Terms and Conditions of Use, including reasonable attorneys’ fees and costs. You agree to cooperate fully in the defence of any such claim. ‘Sabah Pay’ reserves the right to assume, as its own expense, the exclusive defence and control of any matter otherwise subject to indemnification by you. You agree not to settle any matter without the written consent of ‘Sabah Pay’.
Disclaimer of Warranty
You expressly understand and agree that your use of the Digital Products, or any material available through this Digital Products, is at your own risk. Neither ‘Sabah Pay’ nor its employees warrant that the Digital Products will be uninterrupted, problem-free, free of omissions, or error-free; nor do they make any warranty as to the results that may be obtained from the use of the Digital Products. The content and function of the Digital Products are provided to you "as is," without warranties of any kind, either express or implied, including, but not limited to, warranties of title, merchantability, fitness for a particular purpose or use, or currency.
Limitation of Liability
In no event will ‘Sabah Pay’ or its employees be liable for any incidental, indirect, special, punitive, exemplary, or consequential damages, arising out of your use of or inability to use the Digital Products, including without limitation, loss of revenue or anticipated profits, loss of goodwill, loss of business, loss of data, computer failure or malfunction, or any other damages.
Applicable Laws
The use of our Digital Products and these Terms are governed by the laws of Malaysia. You hereby submit to the exclusive jurisdiction of the courts of Malaysia in the determination of any dispute arising in connection with our Digital Products or the interpretation and construction of these Terms.
These Terms of Use (“Terms”) govern your access to and use of services and transactions in the ‘Sabah Pay’ mobile application (“App”) and/or the website located at www.sabahpay.gov.my (" Portal") (hereinafter, collectively referred to as (“Digital Products”). ‘Sabah Pay’ digital products are sanctioned by the State Government of Sabah and powered by Sabah Credit Corporation (“SCC”). In these Terms, the words "we", "our" and "us" refer to SCC.
By registering, accessing and using any part of Digital Products, you agree and accept to be bound by these Terms and any amendments made thereto from time to time. The Terms form a binding agreement between you and us, and govern your use of our Digital Products and the services offered therein. If you do not agree to be bound by these Terms, please do not use our Digital Products and exit; continue only if you accept these Terms.
Agreement Modification
‘Sabah Pay’ maintains the right to modify these Terms and Conditions of Use and may do so by posting notice of such modifications on this page. Any modification is effective immediately upon posting, unless otherwise stated. Your continued use of the Digital Products following the posting of any modification signifies your acceptance of such modification. You should periodically visit this page to review the current Terms and Conditions of Use.
Conduct
You agree to access and use the Digital Products only for lawful purposes. You are solely responsible for the knowledge of and adherence to any and all laws, statutes, rules and regulations pertaining to your use of the Digital Products. By accessing the Digital Products, you agree that you will not:
- Use the Digital Products to commit a criminal offense or to encourage others to engage in any conduct which would constitute a criminal offense or give rise to civil liability;
- Post or transmit any discriminatory, libellous, harassing, defamatory, obscene, pornographic, or otherwise unlawful content;
- Use the Digital Products to impersonate other parties or entities;
- Use the Digital Products to upload any content that contains a software virus "Trojan Horse" or any other computer codes, files, or programs that may alter, damage, or interrupt the functionality of the App or the hardware or software of any other person who accesses the Digital Products;
- Upload, post, email, or otherwise transmit any materials that you do not have a right to transmit under any law or under a contractual relationship;
- Alter, damage, or delete any content posted on the Digital Products;Disrupt the normal flow of communication in any way;
- Claim a relationship with or represent any business, association, or other organization with which you are not authorized to claim such a relationship or representation;
- Post or transmit any unsolicited advertising, promotional materials, or other forms of solicitation;
- Post any material that infringes upon or violates the intellectual property rights of another; or
- Collect or store personal information about others.
Registration
Certain portions of the Digital Products are limited to registered users and/or allow a user to request support or services online by entering personal information. You agree that any information provided to us in these areas will be complete and accurate, and that you will not adopt a user name that ‘Sabah Pay’, in its sole discretion, deems offensive.
Termination of Use
‘Sabah Pay’ may, in its sole discretion, terminate or suspend your access to and use of this Digital Products without notice and for any reason, including for violation of these Terms and Conditions of Use or for other conduct which ‘Sabah Pay’, in its sole discretion, believes is unlawful or harmful to others. In the event of termination, you will no longer be authorized to access the Digital Products, and ‘Sabah Pay’ will use any means possible to enforce this termination.
Other App Links
Some links on the Digital Products lead to apps that are not operated by ‘Sabah Pay’. ‘Sabah Pay’ does not control these apps nor do we review or control their content. ‘Sabah Pay’ provides these links to users for convenience. These links are not an endorsement of products, services, or information, and do not imply an association between ‘Sabah Pay’ and the operators of the linked apps. When you select a link to an outside app, you are subject to the terms and conditions of the owner/ sponsors of that outside app.
Intelectual Property Rights
The contents of our Digital Products including but not limited to its source codes, pages, documents, editorial content, online graphics, user interface, and audio and video clips are owned by or licensed to us, and are protected by applicable intellectual property and other laws including but not limited to copyright and trademark. Except as expressly provided in these Terms, you shall not modify, reproduce, republish, upload, post, transmit or otherwise distributed in any form or by any means, the contents of our Digital Products without our prior written permission. Any unauthorised modification, reproduction, publication, uploading, posting, transmission or distribution of the contents of our Digital Products is strictly prohibited and may constitute an infringement of our intellectual property rights.
Privacy Policy
Please refer to the Privacy Statement.
Content
‘Sabah Pay’ reserves the right to monitor any content that you provide, but shall not be obligated to do so. We reserve the right (but assume no obligation) to delete, move, or edit any postings that violate these terms and conditions. You agree to abide by all copyright notices posted on the Digital Products.
Indemnity
You agree to defend, indemnify, and hold harmless ‘Sabah Pay’ and all of its employees and agents from any all liabilities incurred in connection with any claim arising from any breach by you of these Terms and Conditions of Use, including reasonable attorneys’ fees and costs. You agree to cooperate fully in the defence of any such claim. ‘Sabah Pay’ reserves the right to assume, as its own expense, the exclusive defence and control of any matter otherwise subject to indemnification by you. You agree not to settle any matter without the written consent of ‘Sabah Pay’.
Disclaimer of Warranty
You expressly understand and agree that your use of the Digital Products, or any material available through this Digital Products, is at your own risk. Neither ‘Sabah Pay’ nor its employees warrant that the Digital Products will be uninterrupted, problem-free, free of omissions, or error-free; nor do they make any warranty as to the results that may be obtained from the use of the Digital Products. The content and function of the Digital Products are provided to you "as is," without warranties of any kind, either express or implied, including, but not limited to, warranties of title, merchantability, fitness for a particular purpose or use, or currency.
Limitation of Liability
In no event will ‘Sabah Pay’ or its employees be liable for any incidental, indirect, special, punitive, exemplary, or consequential damages, arising out of your use of or inability to use the Digital Products, including without limitation, loss of revenue or anticipated profits, loss of goodwill, loss of business, loss of data, computer failure or malfunction, or any other damages.
Applicable Laws
The use of our Digital Products and these Terms are governed by the laws of Malaysia. You hereby submit to the exclusive jurisdiction of the courts of Malaysia in the determination of any dispute arising in connection with our Digital Products or the interpretation and construction of these Terms.
Privacy Notice
This Notice is issued pursuant to the requirements of the Personal Data Protection Act 2010 (Act 709).
Keeping personal data of individuals ("data subject") secure is a top priority for all of us at Sabah Credit Corporation. We protect this data by maintaining physical, electronic and procedural safeguards that meet or exceed applicable law. This page explains our practices regarding the Personal Information we collect through your download and use of the Sabah Pay mobile device application (the "App"), and your use of or access to the https://www.sabahcredit.com.my website (the "Site") (collectively, together with the App, the "Platform") and all content, products, services and functionality available at or through the App and the Site (collectively, together with the Platform, the "Services").
Personal Data :
1. What data we collect from you?
In order to enable us to deal with your inquiries, open and operate an account/facility for you and/or to generally provide you with our products and services, we may need to and/or maybe required to collect, record, hold, use, disclose, store and process personal information about you, including but not limited to below:
- personal details such as name, age, gender, date of birth, race;
- contact details such as district and phone numbers;
- mobile device location (to facilitate the report on We Care module);
- images to establish identity and verification;
- other information relevant to Sabah Pay Services.
- for identification and authentication;
- for data processing purposes;
- to evaluate and monitor provision of services;
- to respond to inquiries from customers;
- to understand customers' need and offering products and services to meet those needs;
- for research and development of products and services for customers' use;
- for enforcement of our rights and obligations of other parties to us;
- to meet legal and regulatory requirements;
- for risk management;
- for such other purposes as permitted by applicable law or with your consent;
- for all other purposes incidental and associated with any of the above.
Third Party Websites
When you click on a link, you will be directed to another site and another entity may collect your personal data. We have no control over, do not review, and cannot be responsible for, these external websites or their content. This Privacy Notice do not apply to these external websites or their content, or to any collection of data after you click on links to connect to these external websites.
Access and Correct your Personal Information
- You have rights under the PDPA 2010 (Act 709) to make a data access request with respect to personal data an organisation holds about you.
- We will need to verify the identity of anyone making an access request, to ensure that we do not disclose your information to anyone who does not have the right to that information.
- Where a data subject establishes that the personal data we hold on them is not accurate, complete, or up to date, we will rectify our records as necessary.
Amendment
This notice may be amended by us at any time and from time to time to comply with regulatory requirements.
Enquiries or Complaints
Should you have any queries, concerns or complaints in relation to this Privacy Notice or how we handle your personal information, kindly contact our team at the following address:SABAH CREDIT CORPORATION
(Attention: Sabah Pay)
Wisma Perbadanan Pinjaman Sabah
Donggongon New Township
89500, Penampang,
Sabah, Malaysia.
Tel: 088-323866
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.